[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.212sqn.cz\/uvery-a-pujcky-pro-spotrebitele-i-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.212sqn.cz\/uvery-a-pujcky-pro-spotrebitele-i-podnikatele\/","headline":"\u00dav\u011bry a p\u016fj\u010dky pro spot\u0159ebitele i podnikatele","name":"\u00dav\u011bry a p\u016fj\u010dky pro spot\u0159ebitele i podnikatele","description":"Naj\u00edt si vhodnou p\u016fj\u010dku nen\u00ed v n\u011bkter\u00fdch p\u0159\u00edpadech a\u017e tak snadn\u00e9. V dne\u0161n\u00ed dob\u011b sice ji\u017e existuj\u00ed r\u016fzn\u00e9 srovn\u00e1va\u010de, ale st\u00e1le se objevuj\u00ed i produkty, kter\u00e9 slibuj\u00ed, co nakonec nemohou splnit. Jestli\u017ee nav\u00edc m\u00e1te negativn\u00ed z\u00e1znam v registru, pak je … ","datePublished":"2019-10-17","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.212sqn.cz\/author\/#Person","name":"","url":"https:\/\/www.212sqn.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ee69a086fc043006d66000ff5e288b6b088fc8fa323128f3849437410a854832?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ee69a086fc043006d66000ff5e288b6b088fc8fa323128f3849437410a854832?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"212sqn.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.212sqn.cz\/wp-content\/uploads\/img_a367056_w4406_t1579447719.jpg","url":"https:\/\/www.212sqn.cz\/wp-content\/uploads\/img_a367056_w4406_t1579447719.jpg","height":0,"width":0},"url":"https:\/\/www.212sqn.cz\/uvery-a-pujcky-pro-spotrebitele-i-podnikatele\/","about":["Slu\u017eby"],"wordCount":471,"articleBody":"      Naj\u00edt si vhodnou p\u016fj\u010dku nen\u00ed v n\u011bkter\u00fdch p\u0159\u00edpadech a\u017e tak snadn\u00e9. V dne\u0161n\u00ed dob\u011b sice ji\u017e existuj\u00ed r\u016fzn\u00e9 srovn\u00e1va\u010de, ale st\u00e1le se objevuj\u00ed i produkty, kter\u00e9 slibuj\u00ed, co nakonec nemohou splnit. Jestli\u017ee nav\u00edc m\u00e1te negativn\u00ed z\u00e1znam v registru, pak je to dal\u0161\u00ed mal\u00fd probl\u00e9mek, se kter\u00fdm u\u017e mus\u00edte po\u010d\u00edtat.P\u016fj\u010dku na ni\u017e\u0161\u00ed \u010d\u00e1stku nebo i \u00fav\u011br na vy\u0161\u0161\u00ed \u010d\u00e1stku, se v\u0161ak d\u00e1 zajistit st\u00e1le velice snadno a pohodln\u011b t\u0159eba i z pohodl\u00ed domova. Vy\u0159\u00edzen\u00ed podobn\u00e9 p\u016fj\u010dky v\u011bt\u0161inou ani netrv\u00e1 dlouh\u00e9 m\u011bs\u00edce ani t\u00fddny, ale m\u016f\u017ee b\u00fdt \u00fav\u011br schv\u00e1len t\u0159eba i do 24 hodin, pokud si vyberete nebankovn\u00ed spole\u010dnost na sjedn\u00e1n\u00ed \u00fav\u011bru. V p\u0159\u00edpad\u011b hypot\u00e9ky mluv\u00edme v\u017edy o \u00fav\u011bru, u kter\u00e9ho se ru\u010d\u00ed nemovitost\u00ed. Hypot\u00e9ka bez p\u0159\u00edjmu pom\u016f\u017ee p\u0159eklenout i \u0161patn\u00e9 \u017eivotn\u00ed obdob\u00ed. Nejedn\u00e1 se v\u0161ak o n\u00e1zev, kter\u00fd by zna\u010dil, \u017ee se v\u016fbec v\u00fdd\u011blky nebudou prokazovat. To ji\u017e v dne\u0161n\u00ed dob\u011b neplat\u00ed, i p\u0159esto, \u017ee se tento n\u00e1zev st\u00e1le je\u0161t\u011b vyhled\u00e1v\u00e1. Prokazov\u00e1n\u00ed v\u00fdd\u011blk\u016f P\u0159i ka\u017ed\u00e9m vy\u0159izov\u00e1n\u00ed p\u016fj\u010dky nebo \u00fav\u011bru se setk\u00e1me s t\u00edm, \u017ee mus\u00edme dokl\u00e1dat pot\u0159ebn\u00e9 dokumenty, minim\u00e1ln\u011b ob\u010dansk\u00fd pr\u016fkaz a maxim\u00e1ln\u011b je\u0161t\u011b tis\u00edc doklad\u016f k tomu. Ov\u0161em nic nen\u00ed tak hrozn\u00e9, alespo\u0148 ne v na\u0161em p\u0159\u00edpad\u011b. Postup je jednoduch\u00fd a nikdo se ho nemus\u00ed ob\u00e1vat. a) M\u00e1te stabiln\u00ed zam\u011bstn\u00e1n\u00ed? V tom p\u0159\u00edpad\u011b je prokazov\u00e1n\u00ed v\u00fdd\u011blk\u016f nejjednodu\u0161\u0161\u00ed a nemus\u00edte se ho v\u016fbec ob\u00e1vat, budete pot\u0159ebovat pouze z\u00e1kladn\u00ed dokumenty. b) V p\u0159\u00edpad\u011b podnikatel\u016f je prokazov\u00e1n\u00ed je\u0161t\u011b o n\u011bco jin\u00e9, ale op\u011bt k n\u011bmu nepot\u0159ebujeme miliony dokument\u016f a listin. Posta\u010d\u00ed z\u00e1kladn\u00ed \u00fadaje. c) Ka\u017ed\u00fd si mus\u00ed b\u00fdt jist\u00fd t\u00edm, \u017ee dok\u00e1\u017ee spl\u00e1cet sv\u00e9 dluhy. To je z\u00e1kladn\u00ed pravidlo, proto si i poskytovatel p\u016fj\u010dky mus\u00ed zjistit, zdali jeho klient bude schopen sv\u00e9 z\u00e1vazky plnit. Nav\u00edc pokud nem\u00e1te stabiln\u00ed v\u00fdd\u011blky, pak jsou st\u00e1le zp\u016fsoby, jak z\u00edskat p\u016fj\u010dku i za t\u011bchto podm\u00ednek. Nap\u0159\u00edklad V\u00e1m m\u016f\u017ee ru\u010dit dal\u0161\u00ed osoba. M\u016f\u017ee se jednat o rodinn\u00e9ho p\u0159\u00edslu\u0161n\u00edka, bl\u00edzkou osobu nebo kamar\u00e1da. V p\u0159\u00edpad\u011b podnikatel\u016f je nutn\u00e9 prok\u00e1zat, \u017ee m\u00e1te zalo\u017een\u00e9 podnik\u00e1n\u00ed a \u017ee pen\u00edze vyu\u017eijete v r\u00e1mci podnik\u00e1n\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u00dav\u011bry a p\u016fj\u010dky pro spot\u0159ebitele i podnikatele","item":"https:\/\/www.212sqn.cz\/uvery-a-pujcky-pro-spotrebitele-i-podnikatele\/#breadcrumbitem"}]}]